Legal
Exchange Rate Disclaimer
This disclaimer defines the limits of what the converter and our articles can tell you. It exists so you know exactly how far our information goes and where your own verification must begin.
Last updated: August 26, 2026
1. Educational estimates, not quotes
All conversion results on this site are educational estimates based on daily reference exchange rates. They are not quotes for a transaction. Banks, card networks, brokers, exchange desks, and money transfer providers apply their own rates, spreads, and fees, and the amount you actually receive in any real transaction will differ from the result shown by the calculator.
2. Rate timing and accuracy
The calculator fetches rates once per day and caches them for 24 hours. Between fetches, live markets move continuously, so the displayed rate may lag the current market rate. We take reasonable care in sourcing rates but do not guarantee they are error-free, complete, or current at any specific moment.
3. No professional advice
Nothing on this site, including calculator outputs, guides, and FAQ answers, constitutes financial, investment, trading, tax, legal, accounting, or remittance advice, and it is not tailored to your personal circumstances. Do not make financial decisions based solely on information from this site. For decisions involving significant amounts, consult a qualified professional and the provider handling your transaction.
4. Guides describe general patterns
Our articles, such as the mid-market rate guide and the transfer fees guide, describe typical pricing patterns and historical behavior. Actual fees, spreads, and limits offered by any specific provider change over time and vary by corridor and customer. Always confirm exact received amounts with providers directly before transacting.
5. Currency regimes and regulation
Descriptions of exchange rate regimes, central bank practices, and capital controls, such as those in our exchange rate mechanics guide and USD to CNY guide, are simplified explanations for consumers. They do not capture every rule that may apply to your transaction, and regulations change. Verify current requirements with your bank or a qualified advisor when compliance matters.
6. Limitation of liability
To the maximum extent permitted by law, the site operator accepts no liability for losses of any kind arising from use of this site, including losses from exchange rate movements, provider markups, conversion errors, or reliance on guide content. See also the terms of use.
7. Advertising disclosure
This site is supported by advertising served through Google AdSense. Ads appear only on pages with editorial content, and we do not endorse advertised products or services. More detail is available in the privacy policy.
8. Questions
If anything on this site appears wrong or unclear, contact us at support@yunjx.io or through the contact page. Corrections are welcome and applied promptly.